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A Comparison of Five Pet Health Insurance Plans

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It doesn’t matter if you have already decided to purchase health insurance for the family pet or if you are simply. When you are comparing the quote of one health insurance quote to another remember that the base doller amount is not the only number you have to consider. In addition to the monthly payment make sure you also check out exactly what type of veterinary care and treatments are covered (some basic insurance plans do not include cancer treatment), what kind of deductible you, the pet owner, will be expected to pay, is there a yearly cap on medical expenses, and what type of discounts are available.

At the moment there are only a handful of companies that offer pet health insurance. Five of the most popular companies are Pets Best Pet Insurance, Veterinary Pet Insurance, ShelterCare, Pets Health and PetCare.

An insurance plan through Pets Best Pet Insurance will cost approximately $32.00 a month ($384.00 annually). Pets Best will cover pet sterilization provided the pet owner purchases an additional wellness plan. Pets Best does not cover pre-existing medical conditions a pet has so its best to insure them early in life before problems develop. Pets Best has a life time limit of $99,750 dollars per pet. Pets Best health insurance plans come with a $75.00 deductible. Multiple pet discounts are available. Pet’s Best pet health insurance does cover cancer.

Veterinary Pet Insurance is a company that offers pet owner a $14,000 a year cap on an insurance plan that only costs approximately $20.00 dollars a month. Veterinary Pet Insurance offers plans with a $50.00 deductible (after the deductible they pay ninety percent of the bill) on plans that include pet sterilization and cancer coverage. Veterinary Pet Insurance does not accept pre-existing conditions and does not offer multi-pet discounts.

ShelterCare is a pet insurance that cost pet's owners approximately $29.95. For that $29.95 there is absolutely no deductible and cancer treatments are covered. ShelterCare will not pay for pet sterilization nor will they cover any pre-existing conditions. ShelterCare does not have a benefit cap. ShelterCare offers premium discounts for multi-pet plans, medical service, and micro-chips.

A pet health insurance policy through PetsHealth insurance company will cost the pet owner approximately $37.17 dollars per month. PetsHealth covers 80% of the pets vet bill after the $100.00 doller deductible is paid. PetsHealth has a $13,000 doller cap on each per year. PetHealth does insure pre-existing conditions after ninety days. Multi-pet discounts are available through PetHealth. PetsHealth does offer pet health insurance plans that cover cancer on a case by case basis.

PetCare is a pet health insurance company that estimates the average cost for a policy for a pet is $29.95 a month. This plan includes a fifty doller deductible. While PetCare is happy to cover the cost your pet’s cancer treatments they will not pay for any pre-existing conditions nor will they pay for pet sterilization. PetCare offers discounts for multi-pet plans and medical service.

None of the estimated monthly prices for these insurance companies include any extra insurances riders.

Any one or all of these companies can change their policies between now and the time you purchase a pet health insurance plan.

Remember to read the fine print before you sign up for a pet health insurance plan.

All five of these pet health insurance companies have their own websites where you can go to get up to date pet health insurance quotes.

There are other pet health insurance companies with different prices, discounts, stipulations, and benefit caps if you are not content with the previous five comparisons.

A Comparison of Five Pet Health Insurance Plans



Paintball Basics

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Paintball is a safe, simple yet challenging and strategic sport that is played usually by two teams, each with at least two players. Adults and kids alike enjoy this sport as they often refer to it as an advanced or improvised game of tag.

Tournaments attract many spectators of all ages, as it is a very exciting game to watch.

Paintball games are of various types, however, the most popular game often played is called "capture the flag". The object or the goal of this game is for teams to advance to the opponent’s base, move the other team’s flag to its destined location, at the same time guarding your own flag.

The paintball field has many obstacles such as tires, forts, old cars, hay and the newest are “inflatables” that are constructed as refuge for team players; making the game all the more exciting, as if participating in an actual game of war in videos.

When one is hit, it can hurt briefly and at times give players bruises. Players are typically required to be in long sleeves shirt and pants, making sure that the color is not be identical as that of the judge and complete paintball gear such as mask, helmet and goggles for safety.

The sport of paintball has a distinct and accurate set of rules that are strictly followed. The producer of the tournament is the absolute authority in regard to either an alteration or addition to the rules; marshals oversee the event, and their decision is always final. No dispute on the paintball field is accommodated or entertained.

A military approach to paintball is useless, as that knowledge is recognized and understood by the teams. A team’s tactic should be carefully planned; your team’s line of attack will not be known by the opposing team, and there should be a quick switch of plans in case something goes wrong.

There must be a lot of team work involved, as everyone moves through the field. As a team member moves, there should be others to guard and keep watch and give off covering shots when necessary. A team that moves together with a common objective will have a great chance of succeeding in this game.

Communication in the field is also very important. A team-mate can shout the position of the opponent. The moment that a player is seen, the game for that player is up; so there is no reason for you to keep quite; instead, inform the others the location of the enemy.

The excitement of this game concludes when you are seen and eliminated - a situation that all team players struggle to avoid.

By Bhakra Gani.
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